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This covers you in the event you are in a covered car accident and it is determined the accident is a result of your actions. Liability insurance will cover the cost of repairing any property damaged by an accident as well as the medical bills from resulting injuries. Most states have a minimum requirement for the amount of liability insurance coverage that drivers must have.
“Life insurance protects the people that you care about the most. It provides financial support to surviving dependents. It is my job to ask you about life insurance. Please don’t make it my job to tell you family you didn’t have any.”